Physician Loans
& Private Banking
Full Service Private Banking with Always on Call assistance.
Tailored for Medical Professionals, and with coverage across all 50 U.S. states, we are here to support your financial needs. Trust us to be there whenever you need us. For Physician loans*, business loans or personal checking and savings, choose Physician Bank, we are always on call.
*What is a Physician Loan? A physician loan is a mortgage product designed specifically for doctors, dentists, and other medical professionals. It offers advantages such as lower down payments and more flexible credit score requirements than traditional loans.
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AVERAGE RESPONSE TIME <10 MINUTES
Welcome to Physician Bank. We understand the unique financial needs of healthcare professionals and strive to provide a comprehensive banking relationship with customized loan and banking solutions that meet your needs.
TYPES OF PHYSICIAN LOANS
One of our most essential products we offer is a physician loan. We know you have a busy schedule and limited free time. Our streamlined loan1 process removes the hassle, making it easier to secure the financing you need for your investments.
home Loans
- Low Down Payment2
- No Private Mortgage Insurance PMI Fees
- Debt to Income ratio up to 45%
Personal Loans
- Financing up to $200,000
- Prequalified rates in 2 minutes
- Checking rates won’t affect credit score
Business Loans
- 100% financing up to 1 Million
- Partnership Buy-in Loans up to 4 Million
- Unsecured lines of credit up to $250,000
- All physician loans are subject to credit approval.
- 95% financing available on physician home loans up to $725,000. Property use must be the primary residence. Subject to approval. 95% financing is not available on loans over $725,000. Contact us to learn more.
Doctor Home Loans
- Low Down Payment2
- No Private Mortgage Insurance Fees
- Debt to Income ratio up to 45%
Personal Loans
- Financing up to $200,000
- Flexible repayment terms
- Quick financing decisions
Business Loans
- 100% financing up to 1 Million
- Partnership Buy-in Loans up to 4 Million
- Unsecured lines of credit up to $250,000
1. All loans are subject to credit approval.
2. 95% financing available on purchase loans up to $725,000. Property use must be the primary residence. Subject to approval. 95% financing is not available on loans over $725,000. Contact us to learn more.
Who Are PHYSICIAN LOANS For?
Physician Bank is dedicated to helping medical professionals succeed financially. The following degrees qualify for doctor mortgage loan financing with Physician Bank.
- Pharmacist (Rph – must be a PharmD)
- Medical Resident
- Medical Fellow
- Clinical Nurse Specialist (CNS)
- Certified Registered Nurse Anesthetist (CRNA)
- Nurse Practitioner (NP)
- Physician Assistant (PA)
Deposits
Whether you need a checking or savings account, or access to a private banker, we provide white glove, personalized private banking services to physicians, and our team of financial experts is dedicated to understanding your unique needs.
Checking Accounts
- High interest-bearing accounts
- Free digital banking
- Automatic ATM refunds1
Jumbo Deposit Account
- High interest-bearing, with FDIC coverage beyond the standard limit with ICS.
- $1k minimum to open account
Health Savings Account
- High interest bearing
- Tax-free distributions
- $50 minimum to open account
1. Automatic ATM Refunds up to $25 dollars when qualifications are met. (Refunds for domestic ATM fees charged by other owners and Master Card cross border/currency conversion fees for debit card foreign transactions.)
Checking Accounts
- High interest-bearing accounts
- Free digital banking
- Automatic ATM refunds1
Jumbo Deposit Account
- High interest-bearing, with FDIC coverage beyond the standard limit with ICS.
- $1k minimum to open account
Health Savings Accounts
- High interest bearing
- Tax-free distributions
- $50 minimum to open account
1. The Automatic ATM Refunds are up to $25 dollars when the qualifications are met. (Refunds for domestic ATM fees charged by other owners and Master Card cross border/currency conversion fees for debit card foreign transactions.)
Customer Service
For physicians who need more complex banking solutions than traditional methods, Private Banking for doctors by Physician Bank, provides deposit accounts that yield higher interest rates than many other banks. We also offer convenient tools, resources, and the dedicated customer support you need and expect.
Extended Hours
We’re available for you outside of traditional business hours. Always on call.
White-Glove Service
A team of financial experts at your fingertips, from private bankers to lenders.
Credit Education
Decades of experience guiding physicians through their financial journeys.
Extended Hours
We’re available for you outside of traditional business hours. Always on call.
White-Glove Service
A team of financial experts at your fingertips, from private bankers to lenders.
Credit Education
Decades of experience guiding physicians through their financial journeys.